Why Partner With Us
At CMI, we’re committed to enhancing portfolios through predictable, competitive returns and robust downside protection. Our industry-leading expertise, proven track record, and rigorous compliance standards ensure that you and your clients benefit from a trusted, full-service mortgage investment partner.
- Efficient Portfolio Management: Our fully managed mortgage assets reduce the administrative burden, letting you focus on client relationships.
- Scalability: Institutional-grade solutions that can be seamlessly integrated into any advisory practice.
- Dedicated Support: Leverage the expertise of our Wealth Advisor Services Team for comprehensive, hands-on support.
- Credibility & Trust: Benefit from CMI’s history of success and deep industry knowledge, providing you with confidence in every recommendation.
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Diversified Mortgage Investments for Enhanced Stability
Our suite of Mortgage Investment Corporation (MIC) funds is designed to provide diversification and consistent cash flow. With options including the Prime Mortgage Fund, Balanced Mortgage Fund, and High Yield Opportunity Fund, we deliver:
- Diversified Portfolios: Invest in a carefully curated pool of short-term residential mortgages.
- Predictable Returns: Targeted annual yields of 6–11% with a focus on capital preservation.
- Flow-Through Income: A structure that returns 100% of net income to investors, ensuring competitive, predictable outcomes.
CMI MIC Prime Mortgage Fund
- LTV Average less than 65%
- Targeted Annual Return of 6 – 8%*
- Investor Risk Profile: Conservative
CMI MIC Balanced Mortgage Fund
- LTV Average less than 75%
- Targeted Annual Return of 8 – 9%*
- Investor Risk Profile: Moderate
CMI MIC High Yield Opportunity Fund
- LTV Average less than 85%
- Targeted Annual Return of 10 – 11%*
- Investor Risk Profile: Aggressive
*Class F Targets
The CMI MICs are carefully managed by a team of experienced mortgage and investment professionals who have a track record of delivering consistent returns. They are an attractive investment option relative to fixed income products because of their potential for attractive yields.
*Class F Targets
Our Investment Approach
The key to our ongoing success is an investment approach that focuses on three key pillars
Security and capital preservation
Consistent returns and regular cash flow
A rigorous due diligence process
These important factors have helped the CMI MIC Funds deliver consistent and sustainable returns since inception.
Why invest with CMI?
Learn more about our track record of consistent and attractive returns achieved through our prudent underwriting and rigorous due diligence processes.
Consistent, Steady Performance and Conservative Asset Management
CMI’s expertise in the Canadian mortgage industry makes us uniquely positioned to create mortgage investments that target consistent, attractive returns. Our MICs follow a conservative investment philosophy, focusing on capital preservation and a prudent diversification strategy.
Our rigorous due diligence process is led by our experienced management team. We fully manage each mortgage asset from origination to its discharge. By managing our mortgages in-house, we’re also able to keep our expenses low, thus passing along higher yields to investors.
Consistent Returns
Minimum Investment $5000
Targeted Annual Yields 6 -11%
Low Management Fees
