- Larger-Scale Capital Deployment: Leverage our extensive origination network to access high-volume, high-quality mortgage opportunities.
- Integrated Compliance & Governance: Benefit from institutional-grade controls and oversight, minimizing operational and regulatory risks.
- Enhanced Transparency & Reporting: Gain unparalleled visibility into your mortgage assets through customized, data-rich reporting.
- Long-Term Partnership: Align with a seasoned management team focused on sustainable growth, robust risk management, and consistent yields.
Key Advantages for Institutional Investors
Our MIC Funds at a Glance
High Yield Opportunity Fund
View Fact SheetBalanced Mortgage Fund
View Fact SheetPrime Mortgage
Fund
View Fact Sheet
Invests in
Primarily second mortgages
First and second mortgages
Primarily first mortgages to minimize volatility
Average Loan-to-Value (LTV) cap
85%
75%
65%
Investor Risk Profile
Aggressive
Moderate
Conservative
Target Annual Return
10 – 11%*
8 – 9%*
6 – 8%*
Dividends Paid
Monthly
Monthly
Monthly
Registered Plan Eligible
Yes
Yes
Yes
Fund Codes
Series A
Series F
311
312
301
302
321
322
Management Fee
1%
1%
1%
*Class F Targets
CMI MIC Prime Mortgage Fund
The CMI MIC Prime Mortgage Fund is designed to generate a net annual return of 6 – 8%. This fund invests primarily in first mortgages and is the most conservative of our three MIC Funds. All investments are strictly in residential mortgages.
Learn more about CMI MIC Prime Mortgage Fund and read our Fund Fact Sheet and Monthly Reports.
Key Facts
- Inception July 2020
- Redemptions Monthly
- Registered Plan Eligible Yes
- AUM $3.70 Million
- Management Fee 1%
- Fundserv codes Class A: CCI 321 Class F: CCI 322
CMI MIC Balanced Mortgage Fund
The CMI MIC Balanced Mortgage Fund provides a passive investment opportunity with a diversified pool of first and second mortgages targeting an 8 – 9% annual return.
This MIC focuses on selecting high-yield, short-term mortgages that do not exceed 75% LTV.
Learn more about CMI MIC Balanced Mortgage Fund and read our Fund Fact Sheet and Monthly Reports.
Key Facts
- Inception July 2015
- Redemptions Monthly
- Registered Plan Eligible Yes
- AUM $122 Million
- Management Fee 1%
- Fundserv codes Class A: CCI 301 Class F: CCI 302
CMI MIC High Yield Opportunity Fund
The CMI MIC High Yield Opportunity Fund invests primarily in higher-yield, short-term second mortgages that do not exceed 85% LTV. It targets a net annual return of 10 – 11%.
The Fund mitigates risk by investing in a diversified pool of real estate properties that are 100% secured by collateralized real estate.
Learn more about the CMI MIC High Yield Opportunity Fund and read our Fund Fact Sheet and Monthly Reports.
Key Facts
- Inception October 2019
- Redemptions Monthly
- Registered Plan Eligible Yes
- AUM $40.48 Million
- Management Fee 1%
- Fundserv codes Class A: CCI 311 Class F: CCI 312
Customized Solutions
- For institutions seeking bespoke portfolios or large allocations with specific yield and risk parameters, CMI can structure whole loan or separately managed accounts. These tailored solutions offer:
- Scalable Allocations: Deploy capital efficiently with dedicated loan pools that meet your risk-return criteria.
- Advanced Reporting: Access detailed analytics and quarterly performance updates aligned with your internal processes.
- Direct Advisory & Compliance Support: Collaborate with our in-house experts to design and manage a custom mortgage portfolio underpinned by rigorous underwriting standards.
Take the Next Step
Elevate your real estate investment strategy with CMI’s institutional-focused mortgage solutions.
Contact our Institutional Solutions Team to discuss how our MIC Funds or customized mandates can complement your existing portfolio and meet your long-term objectives.