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Everything Canadians Should Know About Mortgage Investment Corporation Risks
Mortgage investments becoming a more mainstream investment option for individual and institutional investors alike. Making money on debt never gets old but keeps evolving into many intricate vessels. Investing into a MIC can bring potential high-income opportunities. However, MICs have their risks too. Advantages of Mortgage Investment Corporations A MIC manages a diversified pool of…
Read moreMIC Investing As A Way To Diversify Investment Risk
The real estate market has only begun to recover from a combination of challenges like the expanded B20 stress test that tightened the reins on borrowing, a shortage of affordable housing, and increases in construction costs. The sector has held up against these stressors, with prime markets like Toronto and Vancouver maintaining their status as…
Read moreThe Pitfalls of Overdiversification
Investment professionals typically agree that to help achieve long-term investment goals, diversification is a prudent strategy to adopt. Properly diversifying your investment portfolio provides more consistent overall portfolio performance. However, some investors and their financial advisors tend to overdiversify. The main issue with over diversifying is that having too many individual investment positions can lead…
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How MICs Compare to REITs
When it comes to real estate investing, most investors first seek to take the property ladder by becoming landlords and then encountering all the hassles of legalities, tenants and maintenance, to name a few. This, however, is not the only route to getting started. Real estate investment funds including Mortgage Investment Corporations (MIC) and Real…
Read moreDebt Management for Healthy Borrowing
Canada has a pretty interesting debt market. Despite having one of the highest household debt-to-income ratios in the world, delinquency rates remain low, and consumer confidence continues to prevail. According to Trading Economics, the household debt-to-income ratio hit an all-time high of 176.28% in the last quarter of 2018, putting Canada in third place after…
Read more6 Truly Passive Investments for Sophisticated Investors in Canada
Wouldn’t it be nice to wake up late and have breakfast in a posh resort, sipping coffee and enjoying the cool sea breeze gently blowing against the newspaper you’re reading? And all the while, your passive income is streaming into your account? If you are planning to park your money productively, learning how to invest…
Read moreCalgary Market Report
Introduction House prices in the region experienced a seasonal slump. Average prices across all housing types in April decreased. Apartment-style condos edged down 3.8% on a year-over-year basis to $245,000 in the first quarter of 2019; townhomes depreciated by 2.2% on a year-over-year basis to $283,500 in the first quarter of 2019; and single-detached house…
Read moreContact Us
Contact us for more information on our MIC funds or to book an appointment with one of our Investment Professionals.