A leader in the Canadian residential private mortgage market
Mortgage investment portfolios designed to meet the specialized needs of pension funds, family offices, asset managers, and other large-scale investors.
Why CMI MIC Funds
✓ Consistent Cash Flow – Monthly distributions sourced from short-duration, first- and second-position residential mortgages.
✓ Capital Preservation – Conservative loan-to-value limits, province and lien caps, and active surveillance have produced a gross loss rate below 1% since inception.
✓ Institutional Governance – Independent board, audited financials, and daily mark-to-model valuations support robust oversight and transparency.
✓ Operational Efficiency – CMI’s fully integrated origination, servicing, and reporting platform lets investors deploy and monitor capital without building internal infrastructure.
Platform Advantages
| Advantage | Description |
|---|---|
| End-to-End Execution | In-house underwriting, funding, servicing, and collections reduce external dependency and improve operational control. |
| Comprehensive Reporting | Access monthly fact sheets, loan-level transparency, and API-compatible data feeds to sync with your internal dashboards. |
| Scalable Allocation | A continuous pipeline of high-quality residential mortgage opportunities supports multi-million-dollar commitments with minimal concentration risk. |
| Regulatory Alignment | Built-in compliance with Canadian and international best practices ensures seamless integration with your institutional mandates. |
End-to-End Asset Management
Comprehensive Reporting
Scalable Deployment
Regulatory Alignment
Targeted Fund Strategies
Our MIC suite is designed to meet diverse portfolio objectives—from capital preservation to yield optimization. All funds offer monthly income distributions and daily NAV-based mark-to-model pricing.
| Fund | Strategy | Net Return* | LTV Limit | Liquidity | Risk Profile |
|---|---|---|---|---|---|
| Prime | First-position only | 6–8% | ≤65% | Monthly (subject to terms) | Conservative |
| Balanced | Mix of 1st and 2nd liens | 8–9% | ≤75% | Monthly | Moderate |
| High-Yield | Predominantly second-position | 10–11% | ≤85% | Monthly | Opportunistic |
*Returns are historical and not guaranteed. Subject to market and fund-specific conditions.
