A leader in the Canadian residential private mortgage market
Mortgage investment portfolios designed to meet the specialized needs of pension funds, family offices, asset managers, and other large-scale investors.
Why CMI MIC Funds
✓ Consistent Cash Flow – Monthly distributions sourced from short-duration, first- and second-position residential mortgages.
✓ Capital Preservation – Conservative loan-to-value limits, province and lien caps, and active surveillance have produced a gross loss rate below 1% since inception.
✓ Institutional Governance – Independent board, audited financials, and daily mark-to-model valuations support robust oversight and transparency.
✓ Operational Efficiency – CMI’s fully integrated origination, servicing, and reporting platform lets investors deploy and monitor capital without building internal infrastructure.
Platform Advantages
| End-to-End Asset Management | Underwriting, funding, servicing, and collections executed in-house for tighter control and lower cost. |
| Comprehensive Reporting | Monthly fact sheets, loan-level look-through, and customised data feeds integrate seamlessly with internal risk systems. |
| Scalable Deployment | Continuous origination pipeline supports multi-million-dollar allocations without concentration risk. |
| Regulatory Alignment | Policies and procedures mapped to global best practices. |
End-to-End Asset Management
Comprehensive Reporting
Scalable Deployment
Regulatory Alignment
Key Solutions
Fund Suite & Target Profiles
| Prime Fund | Primarily first-lien, ≤ 65 % LTV | 6 – 8 % Net Return | Lower Risk |
| Balanced Fund | Mix of first & second liens, ≤ 75 % LTV | 8 – 9 % Net Return | Moderate Risk |
| High-Yield Fund | Predominantly second-lien, ≤ 85 % LTV | 10 – 11 % Net Return | Higher Risk |
