Featured
Understanding the Impact of Interest Rate Changes on MIC Yields
Mortgage Investment Corporations (MICs) are one of Canada’s fastest-growing alternative assets, offering investors the potential to earn higher yields than traditional fixed-income products like government bonds or Guaranteed Investment Certificates (GICs). While a MIC investment strategy benefits from growing demand for alternative lending solutions, its yields are still influenced by the Bank of Canada’s (BoC)…
Read more
Maximize Education Savings: Enhance Your RESP with MICs
With education costs on the rise, planning for your child’s future has never been more critical. Registered Education Savings Plans (RESPs) offer an attractive way to build an education fund—especially when you consider the potential benefits of incorporating a Mortgage Investment Corporation (MIC) (MIC) into a self-directed RESP. A MIC is a pooled investment vehicle…
Read more
Maximize Your Retirement: How MICs Can Improve Your RRSP Growth
Canada’s economic landscape is marked by significant uncertainty in 2025, primarily due to escalating trade tensions with the United States. According to the Bank of Canada (BoC), “the threat of tariffs is causing major uncertainty,” impacting everything from consumer and business confidence to investment decisions. The trade war threat has led to a sharp depreciation…
Read more
Maximize Your Retirement: How MICs Can Enhance Your RRSP
For many Canadians, a Registered Retirement Savings Plan (RRSP) is the cornerstone of their retirement planning strategy. In addition to providing tax-deferred growth on contributions, an RRSP allows investors to control the assets in their retirement portfolio. Although Canadians are familiar with the most common types of qualified RRSP investments—stocks, bonds and mutual funds, for…
Read more
Strategizing for 2025: Key Insights and Tips for MIC Investors
Are you ready to make the most of your MIC investments in 2025? Mortgage Investment Corporations are one of the fastest-growing alternative assets in Canada, offering investors a unique opportunity to gain exposure to a diverse portfolio of private mortgages. MICs are specially structured investment vehicles that pool funds from multiple investors to lend primarily…
Read more
Investing in MIC Funds During Economic Uncertainty
After a brief post-pandemic boom, the global economy faces a variety of uncertainties in 2024. Geopolitical tensions, persistent inflation, and shifting central bank priorities have made it more difficult for investors to maintain a competitive edge. A broad deceleration in economic growth across Canada, the United States, and eurozone economies has only added to the…
Read more
Navigating the 2024 Rate Cuts: Strategies for MIC Fund Investors
On June 5, 2024, the Bank of Canada (BoC) reduced its key interest rate by 0.25% to 4.75%, becoming the first major central bank in the G7 to shift course on monetary policy. Encouraged by slowing inflation, the BoC signaled that further rate cuts are expected this year. The BoC’s shift has major implications for…
Read more
Contact Us
Contact us for more information on our MIC funds or to book an appointment with one of our Investment Professionals.