Featured
MIC Investing in 2025: How CMI’s Data-Driven Approach Safeguards Your Returns
Your savings account pays just 1%, the stock market feels overvalued and uncertain, and headlines keep warning about overheated condo markets—so where can you still earn 7%+ returns without losing sleep? For decades, alternative investments have offered Canadians the potential for above-average returns without the extreme volatility of stocks or the low yields of traditional…
Read more
How Economic Indicators Shape MIC Strategy and Performance
With the Bank of Canada’s overnight rate down to 2.75% after seven cuts in less than a year, the private mortgage market is entering a new phase. For Mortgage Investment Corporations (MICs), this shift brings downward pressure on yields, changing borrower risk profiles, and tighter underwriting conditions. Economic indicators become essential tools for MIC managers,…
Read more
Comparing MICs and Traditional Fixed Income Investments
For investors seeking predictable returns and portfolio diversification, understanding the range of fixed income options is essential. Among these, Mortgage Investment Corporations (MICs) offer an alternative to more traditional vehicles like government and corporate bonds and Guaranteed Investment Certificates (GICs). This article compares a MIC investment strategy with traditional fixed income options available in Canada….
Read more
Understanding the Impact of Interest Rate Changes on MIC Yields
Understanding the Impact of Interest Rate Changes on MIC Yields Mortgage Investment Corporations (MICs) are one of Canada’s fastest-growing alternative assets, offering investors the potential to earn higher yields than traditional fixed-income products like government bonds or Guaranteed Investment Certificates (GICs). While a MIC investment strategy benefits from growing demand for alternative lending solutions, its yields are…
Read more
Maximize Education Savings: Enhance Your RESP with MICs
With education costs on the rise, planning for your child’s future has never been more critical. Registered Education Savings Plans (RESPs) offer an attractive way to build an education fund—especially when you consider the potential benefits of incorporating a Mortgage Investment Corporation (MIC) (MIC) into a self-directed RESP. A MIC is a pooled investment vehicle…
Read more
Maximize Your Retirement: How MICs Can Improve Your RRSP Growth
Canada’s economic landscape is marked by significant uncertainty in 2025, primarily due to escalating trade tensions with the United States. According to the Bank of Canada (BoC), “the threat of tariffs is causing major uncertainty,” impacting everything from consumer and business confidence to investment decisions. The trade war threat has led to a sharp depreciation…
Read more
Maximize Your Retirement: How MICs Can Enhance Your RRSP
For many Canadians, a Registered Retirement Savings Plan (RRSP) is the cornerstone of their retirement planning strategy. In addition to providing tax-deferred growth on contributions, an RRSP allows investors to control the assets in their retirement portfolio. Although Canadians are familiar with the most common types of qualified RRSP investments—stocks, bonds and mutual funds, for…
Read more
Contact Us
Contact us for more information on our MIC funds or to book an appointment with one of our Investment Professionals.